Kensington is the UK’s leading non-bank specialist mortgage lender.

Our 25 year heritage in specialist mortgages means that we understand better than most that no two people are the same. We use a combination of data and human insight to look beneath the surface, and unlike mainstream lenders, who all too often rely on what the computer says, we use real people to make our decisions.  It’s this ‘’head and heart’’ approach which is the key to what we call the #KensingtonDifference.

  • Your client does not need to submit a business plan for their portfolio landlord case
  • We accept First Time First Time Landlords
  • We can consider complex incomes such as overtimes and bonus
  • Underwriter decision – not automated score
  • Self-employed based on 1 years accounts
  • Enhanced affordability for the Nation’s heroes
  • Communications defaults ignored

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