Last weeks product updates
UTB Residential – 14.11.2022
• 1/2 Status Plans:
– Non-ERC products removed
– All product price bands now to 70% LTV
– Max 4.50 LTI to 70% LTV
• 0 – Status Plans:
– Max 5.0 LTI to 85% LTV
Family Building Society – 14.11.2022
Society Managed Mortgage Rates, Standard Variable Rates, and all other variable Reversion Rates will increase by 0.50%.
Bluestone – 15.11.2022
Free Valuation for all variable rates.
Shawbrook Commercial – 15.11.2022
Buy-to-Let
• Maximum 70% LTV
• Minimum loan size remains at £40k
Commercial Investment
• Commercial Investment maximum 60% LTV & Semi-Commercial 65% LTV
• Minimum loan size has increased to £1m
LiveMore – 15.11.2022
The products they are coming back with are:
• RIO and TIO
• LiveMore 1-4
• Fee Range
• 5 and 10 year fix
Together Commercial – 16.11.2022
• They are re-introducing our BTL 2 year fixed (8.65%) and Commercial 5 year fixed rates (10.49%).
• They are reducing the BTL 5 year fixed rate from 8.75% to 8.15% (BTL 1st charge) & 8.65% (BTL 2nd Charge)
They are increasing the variable rate products please see below as of 16/11:
• BTL exclusive from 5.99% to 6.75% and the standard product plan from 6.25% to 6.99%
• Commercial exclusive by 0.5bps. (7.99% to 8.49% & 8.49% to 8.99%)
Landbay – 16.11.2022
Withdrawal of Small HMO/MUFB 1 and 2 year fixed rates.
Together Personal – 16.11.2022
Reduction to 5 year fixed pricing
Swap rates have reduced over recent weeks and the volatility seen has stabilised. This provides us with the confidence to reduce the price of these products.
Re-launch of 2 year fixed products
After a temporary withdrawal, they are delighted to re-introduce 2 year products to the PF range, across all term products to help meet customer needs and offer increased choice.
Increase to variable rate products
These products have been re-priced due to the recent increase in BBR.
Zephyr – 16.11.2022
Relaunch of 5 year fixed rates.
Precise – 17.11.2022
Buy to Let
Launching limited edition lifetime tracker products.
TFC, working with intermediaries for over 30 years.
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